There’s some good news for UK drivers regarding the cost of motor insurance – during the lockdown it has been noted that insurance premiums have fallen in terms of their cost. The average costs for motor insurance and the cheapest cars to insure in the UK will approximately cost £700, while younger drivers between 17 and 24 can expect to pay around £1,154 for the average premium. This can change considerable if you opt for temporary car insurance.
These figures are only averages, though. Many other factors can determine your motor insurance costs, such as how much the car is worth and the number of miles you drive. What you use your car for is also important. Using your vehicle for business purposes can affect your premium, which might require business car insurance.
Also, keep in mind that an insurance provider will base your insurance premium on the amount of risk involved to insure you. This means that the fewer claims you’ve made in the past, the less you are likely to pay.
To receive quotes for car insurance, the essential details required are:
Business car insurance requires similar details, such as your car’s information, the number of miles you drive each year and any claims you have made in the past. Business car insurance is sometimes slightly more expensive than many of the cheapest cars to insure in the UK, but it’s vital – not just for protecting yourself, but for giving you peace of mind every time you get behind the wheel.
You can insure many different types of cars. You might choose to cover a type of car used for leisure with either third party only, third party fire and theft or fully comprehensive car insurance, for example. You might alternatively need to insure a car that you use for business purposes, with either Class1, Class 2 or Class 3 business car insurance. If you use a taxi, a truck or a driving instructor car, you’ll find that these are classified differently from vehicles that require business insurance. They can be insured with normal vehicle insurance.
In addition, our services offer temporary car insurance for those that need motor insurance for a limited period. This is a great alternative option for those on a budget.
Vans are another type of vehicle that requires insurance. From private van insurance to commercial (also known as business van insurance), you can make your choice from the types of van insurance that best suit your needs.